Personal Loans

At Minnesota First we give you the choices you need to find a consumer loan that is exactly what you are looking for.

Personal loans offer:


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Consolidation Loans

Minnesota First can help you save time and money by consolidating your debts into one payment. If you are currently making multiple payments to credit cards, car loans, or student loans, then a consolidation loan could be the solution for you.

There are many benefits to consolidating your debt including:


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Finance a Purchase

Finance your next new or used purchase with Minnesota First and take advantage of our low rates and flexible terms. No down payment is required.

We can even pre-approve your purchase from a dealer or private party, so you have financing in place before you go shopping. With our pre-approved loans, you'll know how much you can afford and approximately what your monthly payment will be before you go and find your new purchase.

We Finance:


We service all of our loans in house giving you a fast, easy approval process. We work closely with you to find a financing option that will work best for your situation.

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Refinance a Loan

Minnesota First can help you refinance any of your personal loans to take advantage of a lower interest rate, a lower payment or payoff your current loan sooner. Refinance and put money back in your pocket!

Refinance your:


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Signature Loan

At Minnesota First get the money you need for almost any purpose with no collateral required.

Let us help you with:


You can also use your Minnesota First Savings or Certificate of Deposit (CD) to secure your loan for a preferred interest rate.

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